Author Archives: Rebecca

What your front door says about you

front-doorFirst impressions count – quite literally, when it comes to opening up your home to visitors! You may not realise it, but the colour of your front door might say more about you than you think!

According to home website www.newhomefinder.co.uk, your front door reveals more than just your entrance hall. So if you are about to move or if imminent home improvement plans involve a new front door, you might want to read New Home FinderÔÇÖs guide first:

Red

Passionate red is vibrant, lively and exciting – and so too is the person behind the door. People who choose to paint their front door red are amongst the most hospitable souls, delighting in entertaining guests. A red door says ÔÇÿwelcomeÔÇÖ – and means it!

Orange

Orange is the colour of warmth, expressing energy, happiness and confidence. A blend of the primary colours red and yellow, it represents a mixture both – the happiness of yellow and the boldness of red – and people with an orange door are often social butterflies.

Yellow

Yellow is the colour of logic and represents the left side of the brain, which is responsible for critical thinking and original thought. As the lightest colour in the spectrum it also inspires feelings of cheerfulness, fun and positivity. People living behind a yellow door have a vitality for life and a ÔÇÿget up and goÔÇÖ attitude!

Green

front-doorYou might expect a whole lotta shakinÔÇÖ to be going on behind the green door, but in fact it represents tranquility and tradition. Green is the colour of health and wealth, and people with a green door are often successful and ambitious, valuing the wellbeing of their family, hard work hard and self improvement.

Blue

Relaxing, calming and honest, blue is the colour of peace. Those who choose a blue front door see their home as a refuge from the outside world and tend to be grounded, honest and true to themselves.

Brown

The colour of earth, brown is warm, stable and organic. Whether the door is painted brown or is natural wood, the person behind it will share the same characteristics, being grounded, down to earth, warm and friendly. But darker brown can reflect a private soul, trying to avoid too much interaction.

Black

The colour of sophistication, black is classic, authoritative and stylish. Painting your front door black is a bold statement to the world that your home is a place of order and control. Anyone living behind a black front door is likely to have a place for everything, with everything in its place.

White

White is the colour of perfection, symbolising wholeness, equality and creativity. People with a white door will be fair, balanced and also highly imaginative, able to fill the blankness of white with ideas and creativity.

Glass

Last but by no means least, the person with a glass door is like the glass itself – friendly, outgoing and open!
If reading this has made you think your own main entrance could do with a revamp, read our handy guide on how to freshen up your front door.

 

diy

Don’t die for DIY!

diy

DIY-ers are being urged not to put their lives at risk by following online advice from unqualified ÔÇÿexpertsÔÇÖ. With a boom in Youtube ÔÇÿhow toÔÇÖ videos, safety charity Electrical Safety First is warning householders not to blindly accept online advice and to always call in a registered professional for jobs they are not confident carrying out.

To highlight the dangers, Electrical Safety First has created some videos of its own, featuring electrician Mike Power. Mike promises to have the answers to a number of electrical DIY tasks – but not all is as it seems! The message of the spoof videos is that electricity can be extremely dangerous, so why risk relying on non-regulated videos and put your life in the hands of a potentially unqualified person?

home-maintenanceAccording to the Royal Society for the Prevention of Accidents (RoSPA), more than 200,000 people go to A&E every year following accidents whilst carrying out DIY, gardening or home maintenance. 7,000 of these visits involve people who have fallen off a ladder or step ladder, whilst 5,000 deaths occur every year following accidents around the home.

A spokesman from Electrical Safety First said: ÔÇ£If you need any electrical work done in your home, the best option is always to get a competent person to do the job for you. You can easily find a registered electrician at www.electricalcompetentperson.co.uk and, if youÔÇÖre in Scotland, you can visit www.certificationregister.co.uk.ÔÇØ

And RoSPA has these further tips to keep you safe around your home and garden:

builders-on-site

  • Be realistic and don’t tackle a job unless you have the ability. A competent, qualified person should always carry out gas and electrical renewal or repair work
  • Keep tools clean and in good repair, giving each one a quick check over before you use it
  • Always plan ahead and take your time; accidents happen more easily if you are unprepared and rush
  • Wear appropriate clothing and sturdy shoes when mowing the lawn and keep your feet and hands well away from the mower blades
  • Stop and disconnect all electrical appliances and tools before working on them
  • Ensure that all tools, paint and chemicals are kept safely out of the reach of children
  • Take extra care with sharp cutting tools
  • Follow manufacturers’ instructions very carefully when using adhesives, especially the instant type
  • Use an RCD – residual current device – if your home is not already wired as standard
  • Keep children and pets away when carrying out DIY
  • Keep barbecues well away from trees, buildings and fences and never pour petrol on a barbecue
  • Remember that some plants and berries are poisonous or can cause an allergic reaction
  • Keep all products in their original containers.

Help at hand for first-time homebuyers

homebuyers

If you dream of spending your weekends indulging in DIY but are yet to even get your foot on the property ladder, help might be at hand! ItÔÇÖs First Time Buyers Fortnight, the ideal time for ÔÇÿGeneration RentÔÇÖ to glean expert tips, advice and inspiration to avoid a lifetime of wasting money on rented accommodation.

Being a would-be buyer can be daunting, with worries about your credit rating and the enormous task of saving for a deposit. First Time Buyers Fortnight, which runs until February 28, seeks to help people who are renting or living with their parents by advising them on the dos and donÔÇÖts of buying their first home.

First Time Buyers Fortnight organiser Adam Cox says: ÔÇ£With property prices and rents set to continue rising and the cost of higher education meaning larger student debts than ever, itÔÇÖs imperative that Generation Rent takes immediate action to avoid a life of renting.

ÔÇ£The age at which people are buying their first property is getting later and thereÔÇÖs a genuine risk of missing the first time buyersÔÇÖ boat. The first action they must take is to decide that they want to own their own property. First Time Buyers Fortnight was created to not just inspire but also educate people on how to navigate the minefield that is first time buyingÔÇØ.

As the annual campaign gets underway, the organisers have rounded up the yearÔÇÖs housing news so far and whatÔÇÖs ahead for the rest of 2016:

A good start

Despite a challenging financial climate, 2016 has started off well for potential home buyers. More 95% mortgages are available from mainstream lenders and an increase in government funding was announced in the ChancellorÔÇÖs autumn statement, meaning this year could be a good one to get onto the property ladder.

front-doorThe National House Building Council (NHBC) has also reported a seven percent year-on-year increase in NHBC new home registrations. In 2015, 156,140 new homes were registered, representing an eight-year high and amounting to 75% more new homes registered than in 2009.

However, there is also caution for first time buyers, with house prices rising by an eye-watering 6.1% in 2015 and with similar predictions for 2016. In addition, buy-to-let investors are facing a three percent surcharge on stamp duty from April, which could cause house prices to increase and thwart the hopes of potential buyers.

Help at hand

There are a number of much-needed government initiatives to help anyone hoping to buy this year. The Help To Buy scheme allows homebuyers to secure a new build property with a five percent deposit and interest-free loans of 20% (40% in London), resulting in more affordable 75% mortgages.

For those who donÔÇÖt want to invest in a new build, the return of 90-95% mortgages is important for first time buyers with a lower deposit, who will now find it easier to obtain a mortgage.

In addition to Help To Buy, extra government funding for its Shared Ownership scheme will allow a greater number of first time buyers to purchase a 25-75% per cent share of a property and pay rent to a housing association on the remaining amount, instead of paying rising private rents.

For starters

homebuyersAstonishingly, first time buyers purchasing a property in England in 2016 will already have spent an average of ┬ú52,900 on rent, according to the Association of Residential Lettings Agents. As starter homes are an essential option for potential buyers, the government is to subside 20% of the cost of 200,000 new homes built for first time buyers – although this only applies to buyers under the age of 40 purchasing homes where the discounted price is less than ┬ú250,000 (┬ú450,000 in London).

Saving grace

For those not quite ready to buy just yet, saving for a deposit can seem impossible, but the Help To Buy ISA enables you to save with the government boosting your efforts by 25%! The maximum government bonus you can receive is ┬ú3,000 and itÔÇÖs a good idea to shop around the High Street lenders to find the right Help to Buy ISA for you.

Adam continues: ÔÇ£Overall, 2016 is looking like a prosperous year for potential home buyers. New builds are at an eight-year high and there are more government schemes than ever available in order to help people climb onto the property ladder. Make sure youÔÇÖre savvy when saving and searching for property; be realistic, always view properties and ensure your credit rating is good.ÔÇØ

For 10 years, First Time Buyers Fortnight has been on a mission to empower people who are renting or living with parents. The campaign teams up with leading voices in the industry to offer insights and advice on each area of buying your first home, such as top tips, mortgages and the buying process. Visit www.firsttimebuyersfortnight.com for more details and you could be doing up a dream home of your very own before you can say ÔÇÿcompletion dateÔÇÖ!